3 Contamination Levels for Commercial Water Damage

12/31/2019 (Permalink)

Category 1 water damage comes from a clean water source. An example would be a fresh water line for a refrigerator

3 Contamination Levels for Commercial Water Damage

Water can cause serious damage to commercial property. If your Acton, MT, business has sustained water damage, due to flooding or a broken pipe, you may benefit from understanding the three levels of contamination. Then you will be prepared to implement the best remediation plan.

Category 1

This low level of contamination, termed “clean water” damage, reflects supply-side sources of water, or stormwater that has not yet touched the ground. The following would likely result in Category 1 damage.

• Overflowing bathtub or shower
  
• Leaking water heater
  
• Snowmelt leaking through a roof
  
• Broken supply line from a refrigerator ice maker
  
• Leaking supply-side water pipe of any kind
  
  

Your business insurance should cover Category 1 damage, as long as flooding was not present. Your contamination level is categorized by the most toxic water source present.

Category 2

“Gray water,” is generally used water leaking from a washing machine, sink or shower drain. It may contain grease, dirt, detergents or food particles. Disinfectants are generally used to sanitize items with Category 2 damage. Your commercial insurance will likely cover this type of cleanup.

Category 3

This highest level of water contamination is termed “black water.” It can be hazardous to humans as it can contain toxic chemicals, bacteria and sewage. Category 3 damage arises when water from flooding or a sewer line back-up enters your structure. If you have this type of damage, it’s important to consult with a professional remediation service for assistance with the cleanup and remediation plan.
Your conventional insurance policy may cover Category 3 water damage, but it will likely have an exception for floodwater. Flood-related damage requires a separate insurance policy, so it’s important to consult your agent, so you can decide how to proceed.
When your business is affected by flood damage from an extreme storm or broken pipe, it can be stressful and expensive to remedy the damage. It’s important to determine the contamination level right away and decide on a strategy for cleanup and restoration. Once the cleanup is underway, you may be surprised at how soon your company and your stress level will be restored to normal.