What Storm Recovery Services Does FEMA Provide?

4/23/2019 (Permalink)

The Federal Emergency Management Agency provides a range of storm recovery in areas that have recently experienced severe storms or natural disasters. Some FEMA programs require the declaration of a federal disaster area in Comanche, MT . Learn more about the resources available through this agency.

Inspectors Do Damage Assessment

Agency adjusters and inspectors can determine the extent of damage caused by flooding, adverse weather conditions or natural disasters. These experts can offer several services:

  • Assistance with documenting damage
  • Guidance with filing insurance claims
  • Professional opinions on mitigation

Depending on the type of disaster and your insurance provider, federal adjusters and inspectors may respond more quickly than other representatives. If you need a fast assessment, this agency may be able to help.

Transitional and Temporary Housing Assistance

FEMA has several programs to provide shelter if your home is uninhabitable. There are a few key differences between the following types of assistance:

  • Transitional Sheltering Assistance lowers the price of a hotel stay immediately after a disaster
  • Temporary Housing Assistance may be available for one to three months or longer
  • Extensions of housing assistance may be available up to 18 months depending on qualification

You will need to prove that you have spent any funding received in authorized ways to extend housing assistance. Any of these options can provide a place to stay while residential flood damage is being mitigated and restored.

Programs for Individuals and Households

If a federal declaration is issued for an area, several financial assistance options may be available. The Individuals and Households program includes a one-time Repair and Replacement Assistance payment. This payment is intended to supplement insurance coverage. If insurance covers a loss, this program cannot duplicate the benefit.

FEMA offers many services to homeowners across the country. You may have access to more services if a federal disaster is declared for the location of your home in Comanche, MT .